Terms of use (prototype)
These prototype terms describe the intended scope of the site. They will be reviewed and completed before any public launch.
Prototype draft
Educational purpose
The content and tools on this site are for general educational purposes. They are not financial, legal or tax advice, and they do not create an adviser relationship.
No offers, applications or approval
- We are not a bank, issuer or lender and do not accept applications.
- Nothing here is an offer of credit or a promise or prediction of approval.
- The selector reflects only the preferences you enter. It is not an eligibility assessment.
- Any application is made directly with an issuer under that issuer’s terms.
Calculators and estimates
Calculators use the assumptions shown on each page, such as a constant rate, no new purchases or fees, and a monthly approximation. Results may differ from your issuer’s statement. Do not rely on them as a quote or for decisions without checking your own account terms.
Information accuracy
We work from primary sources and show last-checked dates, but information can become outdated or incomplete. Always confirm details with the issuer or the official source.
External sites
We are not responsible for the content or practices of third-party sites that we link to.
Changes
We may update these terms as the site develops. The date of the latest review will appear here once the terms are finalized.